Commercial Auto Insurance

Commercial Auto Insurance helps protect small businesses from liability and physical damage related to the company’s automobiles. Whether work vehicles are used to make deliveries, haul equipment, convey clients, or run errands, small businesses need adequate commercial vehicle coverage.

From company cars and work vans to utility vehicles and box trucks, insuring all of your business vehicles means you will be protected from unexpected incidents that could harm you, your employees, your property, or a third party.

What’s typically covered by commercial auto insurance?

Auto Liability Coverage

Helps protect the small business from lawsuits for property damage or bodily injury caused by an accident involving an insured vehicle.

Physical Damage Coverage

Helps cover damage to vehicles owned by a small business. This includes comprehensive coverage for issues like hail, theft, and vandalism, plus collision coverage in case the vehicle overturns or collides with an object.

Uninsured/Underinsured Motorist Coverage

Helps protect a small business if the work vehicle is involved in a hit-and-run accident or by a driver who does not have adequate insurance.

No-Fault Coverage

Helps pay for medical bills, loss of income, and other expenses regardless of who is at fault. No-fault coverage is also known as personal injury protection (PIP) coverage and is required in nearly twenty states.