Retail / Wholesale

Modern retailers must be fluent in e-commerce, cyber security, supply chains, employee onboarding, and so much more. Golden Capital understands the challenging new terrain and can help you secure best-in-class coverage from the factory to the customer’s front door.

Our Approach

Retailers, wholesalers, and restaurateurs need insurance designed to match their risk. From cargo accidents on sea freight to a customer injury in your place of business, Golden Capital has coverage to match.

In-house claims, loss control and safety teams

The Golden Capital difference includes an in-house Loss, Control, and Safety team to help minimize risk, and an in-house Claims team to advocate for you and secure the best outcomes.

A bullpen of experts

From leading cyber and network security experts to top workers comp and liability technicians, our teams formulate strategies based on experience and insights to produce the best possible outcomes for clients.

Relationship-oriented service

Whether it be claim reviews, safety and loss control support, or mid-year strategy discussions, we monitor your business year-round to help you plan for the future.

Built for the changing marketplace

Retailers face diverse risks in today’s economy: supply chain disruptions, employee turnover, cyber risk, and more. Our predictive analytics let us see what’s coming, so your business is never blindsided.

The Golden Capital Difference

Securing the supply chain

Our expertise spans the spectrum of retail risk. We carefully evaluate your product inventories and craft custom programs to address risk in transit, storage, business interruptions, and data security.

Subject Matter Expertise

From employee turnover, to increasing costs, whatever your specific challenges, our relationship first approach ensures we focus on what is important to you.

  • Tailored insurance solutions to fit your unique risk profile

  • Creative strategies and out-of-the-box ideas to reduce your Total Cost of Risk

  • In-house industry, coverage, and claims expertise in the Retail/Wholesale industries

  • Peer benchmarking data for deeper insights into decision making

We offer comprehensive insurance for Retail/Wholesale, including:

  • Property Insurance

  • General Liability Insurance

  • Commercial Auto and Hired and Non-Owned Auto Insurance

  • Umbrella Coverage

  • Employment Practices Liability Coverage

  • Insurance Bonds

  • Workers’ Compensation Insurance

  • Management Liability