General Liability Insurance

General liability insurance is one of the most common types of insurance that businesses carry.

General liability insurance helps protect small business from claims involving property damage and bodily injuries. Also referred to as business liability insurance or commercial general liability insurance, this type of coverage helps cover costs such as attorney fees and medical expenses for incidents involving services, products, or operations. General liability insurance can also cover advertising and personal injury claims for issues including libel, slander, and copyright infringement.

If your small business sells products, offers services, rents space, or advertises online, you likely want coverage. And whether your business serves customers on job sites, at their property, or at your own location, general liability coverage could protect your valuable commercial and personal assets.

What’s typically covered by general liability insurance?

Bodily Injury

Helps cover legal costs and medical expenses if a customer or non-employee claims they were injured on your business property

Property Damage

Helps with the costs of repairing or replacing a third party’s property that was damaged by your business activities

Reputation Harm

Helps with legal costs related to claims of slander and libel against your small business

Product Liability

Helps with costs if a customer claims a product of yours caused harm or injury

Advertising Injury

Helps with expenses associated with claims of damage due to your advertising