WORKERS COMPENSATION
Safeguarding Your People
Workplace safety has improved in recent decades, but the incidence of workers’ compensation claims remains high. Golden Capital offers a suite of services designed to reduce risk and increase employee safety.
Workers’ compensation insurance, also known as workman’s comp insurance, is a state-mandated insurance program that provides medical, disability, survivor, burial, and rehabilitation benefits to employees who are injured or killed due to a work-related injury or illness. In nearly all states, and with few exceptions, businesses are required by law to carry workers’ compensation insurance.
GET THE RIGHT COVERAGE
Find the right insurance policy through our network of top-rated carries.
SAVE MONEY
Our carrier partners have premium credit programs that may help you save money.
IMPROVE YOUR CASH FLOW
You may be able to eliminate a large up-front premium deposit payment and spread them out.
What's covered by worker's compensation insurance?
Illness or Injury
In case one of your team members becomes ill or is injured due to their work, workers’ compensation covers them for related medical care and economic losses.
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Disability
Your team members are also covered for wage replacement associated with time off due to disabilities. The common level of wage replacement is 2/3 of your team member’s wages.
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Death
If someone dies in a work-related incident, death benefits can be paid to their family. These benefits offer financial support when your employees’ families need it the most.